Advantages: Friendly, Helpful Staff & Great Everyday Banking Disadvantages: None I have found so far
this wasn't an issue at first but at month 2 which was a Christmas, I found myself in real need of a fall back but the bank weren't able to help at that point, the did however call me back to my branch at the end of month 3 and arranged my overdraft. For this I did have to tell the clerk what my expenditure was, this is because the Co-Op operate an 'Ethical Banking' policy, which is they will not lend you money or grant you credit facilities if they believe you aren't a position to support these commitments, which is good, considering many places will automatically grant you a £500 overdraft before they know you and before you've established yourself as a customer.
On this account, you get all your banking facilities you get with the Cashminder plus a cheque book, you get either a Visa Delta debit card, some customers may get an Electron ...
memphisto_chick 12.02.2006
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Ciao members have rated this review on average: very helpful Review of Co-operative Bank
Advantages: None whatsoever. Disadvantages: All contact and services from them.
we proved them wrong. One excuse after another followed.
This carried on until I was speaking to the conveyancer about these problems and us both looking through their files of "you are approved by ?????? bank to conduct conveyancing, etc".
I spotted a letter of approval for C.I.S. mortgages (Co-operative Insurance Services), so immediately rang Co-op Bank about this.
They again tried to worm their way out of this, even though they were merging Co-op Bank and C.I.S. into C.F.S. (Co-op Financial Services) at the time.
Finally they gave in after a lot of pressure.
We didn't want to reapply for a mortgage with someone else, as we would have lost the property due to one thing and another.
Then we come to buildings and contents insurance.
We asked Co-op to sort it with the mortgage process, to make it easier for us as they ...
Advantages: Keeps baby very entertained and safe Disadvantages: Is a bit cumbersome and awkward to 'flatpack'
With the rush of Christmas fast approaching we were looking around for ways to spoil our daughter on her first Christmas and found the LeapFrog Learn and Groove DJ Activity station - ideal as both her parents are DJs.
It is a lovely activity station with 5 basic toy elements - record player, number piano, microphone, mirror ball and juke box which I will explain individually shortly.
Alex hates lying down now and wants to be upright all the time - a bit of a pain when you are trying to do other things such as the chore that is housework - and this is where the Learn and Groove come into its own. She is a small baby for her age so finding things that will help her sit/stand securely are few and far between but this station does give her a good amount of support without letting her slump forwards or backwards or slide down into ...