Advantages: great small building society with a good range of accounts Disadvantages: none
The yorkshie buildingsociety is a traditional buildingsociety which really does seem to be there for its members not only in the range of accounts competitive intrest rates on mortgages and savings accounts but on that old fashioned thing called costomer care. I have been saving with them for a number of years and when one of my accounts became an obselte one I was alerted to the fact practically straight away and changed to the new higher interest account. This is not a buildingsociety for the carpet baggers! you sign away your rights when you open your account these days ...
Advantages: Resolutely mutual; good interest rates Disadvantages: No current accounts
Still a mutual buildingsociety, the Yorkshire has shown that it is considering its members’ interests in staying that way. Their interest rates are still among the best, and you don’t have to present them with a minimum amount of something like £5,000 to open an account. They were highly instrumental in reducing the charges for cash machine withdrawals, with their “Stop the charges” campaign.
So, if you, like me, are still interested in backing the mutuals, and what they stand for, I’d definitely recommend the Yorkshire. If you’re looking out for a windfall (seems to be forlorn hope nowadays in any case), it’s probably not going to reap any rewards, but at least you’ll get a good service.
The Saver accounts are the most popular:
I went for the Notice Saver, which is a 30 day notice ...
Advantages: Good selection of financial products Disadvantages: If your requesting a transfer don't expect it to be easy
As a loyal Portman BuildingSociety Customer I was a little sceptical as to what to expect when they were bought out by Nationwide BuildingSociety.
Nationwide claim they are "Proud to be different", and they certainly are. Although they supply a large number of high interest savings accounts, fixed rate ISA's at a whopping 6.15 percent and great value deals on mortgages I noticed a couple of downfalls as well.
With specialised savings accounts customers are normally issued a passbook to track their investment records. Nationwide's Passbook is dark blue in complexion with the Nationwide logo emblazoned on the front in gold. The pages inside in my opinion are not of very good quality especially compared to the offerings of the YorkshireBuildingSociety and Britannia. In a passbook I like to be able to clearly see my transactions ...
If you can get into Enya, then this is in my opinion the best of her 5 albums and is a very passionate and romantic album, which is great with a glass of wine, candles, nice food, an open fire, followed by...........
There is none and I challange anyone to argue with me, ok!!! (*)
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