Advantages: Many branches, deposits easily made Disadvantages: Sometimes the shear size cannot deal with individuals across depts
Lloyds TSB, a fusion giant of the Lloyds Bank and the Trustee Savings Bank in 1995, becoming one of largest banks in the UK. Its head office now in London, Gresham Street. In Scotland it is known as Lloyds TSB Scotland. It also owns Cheltenham and Gloucester, Scottish Widows, and Black Horse.
This is an example of a monster of a bank who are extremely good to you if you are paying the staff wages, but when you get into difficulties they seem to heavily crush you. Mind you it is not fair to say Lloyds are alone in this, all the financial institutions operate this way.
But Lloyds in my experience are relatively good in some departments but poor in others. If there are no problems with your accounts then there is not really a problem. However, if you open many accounts with them, they have various departments dealing ...
makro74 29.07.2008
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Ciao members have rated this review on average: very helpful Review of Lloyds TSB
Advantages: Easy way to keep track of finances Disadvantages: Can be slow at times
Lloyds TSB internet banking lets you manage your finances, apply for loans, credit cards, mortgages & pay off bills from home or anywhere with internet access.
It seems very secure, you have a 9 digit username which is randomly given to you to prevent people guessing then you have a password which much be more than 6 digits & preferably a mix of letters & numbers. You then also have to enter your memorable information which very similar to a password therefore can be pretty much anything you want it to be as long as you can remember it! It can sometimes be irritating having to enter this infomation every single time not to mention time consuming if you're in a rush to check your account balance but it does make it that little bit more secure & give you the extra peace of mind that your finances are secure.
Once you have ...
Advantages: Generally good service, helpful! Disadvantages: High charges!
Lloyds TSB
I have been with Lloyds TSB literally all my life, they've always seemed to be a good bank to me, they won't lend me money as it is as I've never had credit and have been a student and never had a full time job, which is good, a lot of banks don't care and will give money out to anyone regardless of whether they can pay it back or not, but I've never had this with Lloyds, the only thing with them is the charges they put on your account for an unplanned overdraft, but these unplanned overdrafts I take with Lloyds really are a godsend when my wages are short by 50 pound one month and my phone bill needs paying so I don?t mind a £25 charge for a £100 unplanned overdraft, it s when you go overdrawn by 4p that the charge is annoying!!!
Other than this, Lloyds have been a very good bank for me, yes they try to sell me ...
stephbond89 16.11.2009 (17.11.2009)
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Ciao members have rated this review on average: helpful Review of Lloyds TSB
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