Advantages: significant potential savings, mortgage repaid quicker, superb service Disadvantages: need to be very disciplined money wise
This is an update on my original review in December 2007, reviewed twelve months after commencing the facility. I have updated this given the unprecedented changes in the financial markets recently as well as changes in my personal circumstances, both of which have been helped enormously through having a One Account.
***History***
In 1997 The Royal Bank of Scotland and Virgin Direct formed a joint venture and marketed "The Virgin One" to Virgin Direct's 200,000 customers and it was an immediate hit and so in 1998 it was marketed to the general public for the first time. Since then it has continued to be a huge hit. In 2003 it became known as "The One Account" and Virgin were no longer involved. From the regular TV ads and poster campaigns most people will have heard of the name but may not know exactly what it is.
Web site is ...
TheWizardsSleeve 13.12.2007 (09.01.2009)
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Ciao members have rated this review on average: very helpful Review of The One Account
Advantages: Lightweight. Different colours Disadvantages: Bulky. Hard to see the correct time
My husband had the One Binary Watch bought for his birthday. It looks very impressive and people were very interested in it.
The plus points are that it is lightweight, although bulky and comes in colours that are easy to coordinate.
The minus side is that it is very difficult to tell the time. With an ordinary digital watch you can glance at your wrist and see the time immediately. With a binary watch you have to calculate the time by counting the number of points that are lit up.
I would suggest that this watch is ideal for someone who is fascinated by new concepts. However, if you need the time in a hurry then this is not the watch for you. ...
Advantages: Paying off your mortgage quickly and saving you thousands of pounds Disadvantages: You need a lot of common sense and future vision to benefit from this account
I HAVE WROTE AN UPDATE AT THE BOTTOM OF THIS PAGE. HOPE YOU ENJOY READING AND PLEASE FEEL FREE TO GET IN TOUCH IF YOU WISH. GARY.
The One Account?...where to begin??? Well for a start you need to have a common sense mentality, or this product will simply not work for you.
The account works by purchasing your house on your switch card, i.e. you have a massive overdraft; as simple as that.
You then pay in your wages and any other sums of money you can get hold of into your account, and hey presto, you simply pay off the debt.
Why does this product work for me? Well my scenario is that my I own over half of my property, so I benefit from the lowest rates of interest that they offer. If you are not in this situation then the account is not really for you as better deals can be found. Now for the interesting bit?..can you save money?.or do ...
gazereth 31.05.2008 (28.10.2009)
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Ciao members have rated this review on average: helpful Review of The One Account
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