Advantages: Can't get into debt, lots of shops take it, from 11 with some banks, Disadvantages: Woolies don't take it!
The Solo card is a debit card aimed at young people that works like a Switch except you can’t get overdrawn – in other words in debt. It’s a great idea and allows young people to shop through mail-order and on the internet without using their parents credit card. Though some adults also have it if they’re not too hot with money-management!
The Solo card is accepted widely and most shops accept it, though it is not accepted as widely as Switch. Woolworth’s don’t take it which seems rather stupid considering many of their customers are young people. Though the Solo is accepted far more than the Visa Electron, which only a small minority of shops seem to take.
Solo offers a cashback feature which you can use at all shops taking Solo. Most places won’t charge you, but smaller shops might. I was ...
Disillusioned 18.06.2001
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Ciao members have rated this review on average: very helpful Review of Solo
Advantages: No worries about carrying cash Disadvantages: Many well known stores don't accept them
Switch, Delta, Electron, Solo - they're all basically the same.
I used to have a Switch card - accepted by virtually every shop or service - a debit card by any other name.
I now have a Solo card, due to recent financial difficulties it was all I could get. This works in much the same way as a Switch card - it's a debit card which you hand over in place of cash for payment and saves time and hassle writing cheques. Funds are normally debited from your bank account within one to two working days and you can also get up to £50 cashback with it where that facility is available. It will not allow you to go overdrawn on your account unless you already have an overdarft facility - unusual with accounts offering a Solo card to begin with.
BUT, and it's a big but, not all the expected shops - including large, well-known stores, accept ...
blurbubble 05.04.2001
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Ciao members have rated this review on average: very helpful Review of Solo
Advantages: Almost universally accepted, makes you more financially aware Disadvantages: Can't write cheques, not a lot really!
Ah, the sweet smell of financial independence! When I?m older, I?m going to be an internet millionaire; I?ve decided that. Joining Ciao was to be part of the grand plan, but alas .. ah well, I still have my Solo card.
?What? You?re fifteen and you have your own credit card? Now I know you?re entrepreneurial Matt, but this..?
Well, almost. You see, Solo shares many of the features of other debit cards such as Switch. The differences are that it?s been adapted for people who may not be eligible for a 'proper' credit card. Typically these groups are the under-18s, those not in employment, and those whose credit history doesn't merit a credit card in the opinion of the banks.
So what is Solo? Well, Solo is an offshoot of Switch, the worldwide standard for debit card transactions. Essentially, a Solo card is just like a Switch debit ...
mattwood 11.05.2003 (09.07.2003)
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Ciao members have rated this review on average: very helpful Review of Solo
